During a major flooding event, reputable contractors will be hard to find.  Don’t be in a hurry to sign a contract with the first one that knocks on your door.  I know you want to get back in your home as soon as possible and get your life back to where it was before the flood, but if you choose an unscrupulous contractor, what should have taken a few months may take years.  Also, when you meet with your contractor ask him/her for ideas on how to rebuild you home.

Don’t just build it back; build it back better. This might be the best time to think about remodeling.  While your policy will pay to replace your covered damages with items of Like, Kind and Quality, it DOES NOT pay for upgrades, improvements or code compliance.  These expenses will have to come out of your own pocket.

Also, now is the best possible time to think about flood proofing your home because you can take definite action to protect your property in the future.  Many flood proofing measures are quite simple, cost effective, and easy to put in place. By flood proofing as you rebuild, you can make the next flood easier on you and your wallet